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Phyllis Wolborsky & The Wolborsky Group

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This week’s tip is provided by SafeCo insurance.  Have a great holiday weekend!

Tornado Preparedness

Tornadoes Happen Every Year. Learn How to Be Prepared for a Tornado.

You don’t have to be hit by a tornado to experience damage. Taking a little time to prepare could save you thousands of dollars and hours of cleanup.

Before a Tornado

Know What Your Insurance Covers and How Much You Need
In an average year, 800 tornadoes are reported nationwide. Oftentimes, homes close to a tornado are damaged or destroyed by wind, rain and flying debris. Your insurance policy covers repair or rebuilding costs.

If you can’t live in your home while it is being repaired or rebuilt, Safeco may help pay for additional living expenses as provided in your policy. Review your policy for detailed coverage explanations.

Review your insurance policy once a year to make sure you have enough coverage to rebuild based on current construction costs. We recommend you work with an independent building contractor to get a precise estimate, and make sure you talk to your agent about your home’s unique features. Learn more about insurance to value.

How to Reduce Tornado Damage
You can’t make your home or business tornado-proof, but you can take steps that improve the odds of surviving the high winds. You may want to call on professionals for the more technical jobs.

  • Start at the top—your roof. Fix any areas that need repair. If you are planning to replace your roof, select materials that are designed to withstand high wind.
  • If you are planning to replace your windows, select impact-resistant window systems, which have a much better chance of surviving a major windstorm.
  • Anchor door frames securely to wall framing. Make certain your doors have at least three hinges and a deadbolt security lock with a bolt at least one inch long.

During a Tornado

What to Do If a Tornado is Headed Your Way

  • If you are in a building, move to an underground shelter, or interior room or hallway on the lowest floor.
  • Stay away from windows and corners.
  • If you’re in your car, get out immediately and find safe shelter or lie flat in a ditch. Do not take shelter under an overpass or bridge.
  • Flying debris causes most injuries and fatalities, so use your arms to protect your head and neck.

After a Tornado

Tornado Damage? Call 800-332-3226
 If you have experienced damage from a tornado, report it to Safeco as soon as possible. We’re here to help 24 hours a day, seven days a week. Get more information on what else you can do if you experience about what to do if you have experienced tornado damage.

John B. Stilley

Insurance Broker

Allen Tate Insurance Services

View some of Phyllis Wolborsky and The Wolborsky Groups Listings and let us know if we might schedule a showing.

www.phyllisdiditagain.com/properties

In the market to buy or sale real estate please visit my website at www.PhyllisDidItAgain.com or www.AllenTate.com/PhyllisWolborsky to view all of my featured listing and the listings offered by our MLS service. Call Phyllis Wolborsky at 919-876-2372, Visit Brian Wolborsky at www.Raleighhomeguide.com, or call 919-427-9508, call Mitchell Wolborsky at 919-270-1049, Kevin Wolborsky at 919-608-2000. Also Randy Scherr at 919-272-0191.

Have a great day.

 

 
 
 
REAL ESTATE MARKET OUTLOOK AS OF APRIL 2013

Existing-Homes Sales Continue Rise

Existing-home sales have risen again, showing 12 consecutive months of year-over-year price increases according to a recent report by the National Association of REALTORS (NAR). Existing-home sales, which include recently purchased single family, townhomes, condominiums, and co-ops are on pace to reach 4.98 million annual units, up 10.2 percent compared to February 2012.

Existing Home Sales By Region

NAR chief economist Lawrence Yun sees a strong housing market nationally. "Job growth in the improving economy and pent-up demand are causing both home sales and rental leasing to rise. Though home prices are rising much faster than rents, historically low mortgage rates are still making home purchases affordable," he said. "The only headwinds are limited housing inventory, which varies greatly around the country, and credit conditions that remain too restrictive."

Low Rates Support Affordability

Freddie Mac reports the national average commitment rate for a conventional, 30-year fixed-rate mortgage at 3.53 percent in February, up from 3.41 percent recorded in January 2013. Buyers were accessing rates of 3.89 percent in February 2012.

Gary Thomas, NAR President, sees a great opportunity for home buyers today. "In the history of mortgage interest rates since 1971, the 30-year fixed rate has been below 4 percent in only 15 months, and those have all been in the past 15 months," he said. "Even with rising home prices, affordability remains historically favorable because home prices over-corrected during the downturn. This means there is still great value for buyers in the current market."

The Best Selling Strategy

Sellers, you have an excellent opportunity to sell your home this season, if you have the right pricing strategy in place from the start! Studies show that the longer a property stays on the market, the less the seller will net upon the sale. It is very important to price your property at a competitive market value at the signing of your listing contract. The market is so competitive that even over-pricing by a few thousand dollars could mean that your house will not sell.

An Overpriced Home:
· Minimizes offers
· Decreases agents response
· Limits qualified buyers
· Decreases showings
· Decreases prospects
· Limits financing
· Wastes advertising dollars
· Nets less for the seller

When you are ready, contact us today for a personal market value analysis of your home. No hassles or obligation - just honest advice on how to get top dollar for your home!

Triangle Multiple Listing Service indicates the 1st Quarter of 2013 housing market had positive growth!

View some of Phyllis Wolborsky and The Wolborsky Groups Listings and let us know if we might schedule a showing.

phyllisdiditagain.com/Properties

In the market to buy or sale real estate please visit my website at www.PhyllisDidItAgain.com or www.AllenTate.com/PhyllisWolborsky to view all of my featured listing and the listings offered by our MLS service. Call Phyllis Wolborsky at 919-876-2372, Visit Brian Wolborsky at www.Raleighhomeguide.com, or call 919-427-9508, call Mitchell Wolborsky at 919-270-1049, Kevin Wolborsky at 919-608-2000. Also Randy Scherr at 919-272-0191.

Have a great day and it would be our pleasure to assist you.

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INSPIRATION FOR TODAY:

"The only people to get even with are those who have helped you." 
 
~ Anonymous
 
KEEP THE BALL ROLLING! 
 
Most of us can probably look back over our lives and careers and recall people who have either helped or hindered us along the way. Which group do you think is more worthy of your consideration? 
 
Unfortunately, many people spend too much time worrying about how they’ve been wronged. The bad stuff tends to stick in our minds, and we’re less inclined to recall the positive deeds and actions. While we may LEARN from our negative experiences, we can actually TEACH by demonstrating our positive attitude. 
 
Instead of focusing on those around you who make decisions that set you back, or whose incompetence is driving you nuts, try to take some inspiration and guidance from those who have mentored you or shown an exceptional level of performance. Fight back against those negative influences by raising yourself to the next level. 
 
The most successful and inspirational people around us generally achieve their accomplishments for a greater good. They’re unselfish in their success. They work hard to promote the strength of their company, not just themselves. They volunteer by helping to feed the hungry, visit the lonely, and support those in need. One is not selfish for pursuing one’s own good – selfishness comes from neglecting the good of others. 
 
John Andrew Holmes said, "The entire population of the universe, with one trifling exception, is composed of others." No matter how much you focus on your own goals and achievements, you’re not a fully developed individual until concern for others starts to become more important than concern for yourself. 
 
So don’t worry about “getting even” when you’ve been wronged – it’s a waste of your time, and can’t produce any positive results. Think more about getting even when you’ve been done right! Then you’ll find more and more good things coming your way! 
 
Have a Great Day! Remember. THE MARKET IS BACK!
Phyllis Wolborsky & The Wolborsky Group have 165 collective years of success, expertise and comprehensive real estate experience. We would like to share our knowledge and show you how we can bring you the most amount of money in the least amount of time for your property.
CHOOSE THE BEST IN REAL ESTATE AND YOU'LL BE MAKING A WISE CHOICE.

 

Choose the Best in real estate and you will be making a wise choice. Call Phyllis Wolborsky & The Wolborsky Group for all of your real estate needs. THE REAL ESTATE MARKET IS BACK!

INSPIRATION FOR TODAY:

"Every man takes the limits of his own field of vision for the limits of the world."
~ Arthur Schopenhauer
 
"What we see depends mainly on what we look for."
~ John Lubbock 

 

HOW DO YOU SEE IT? 
 
Have you ever wondered why some people never seem to be satisfied? Or why others always have a smile on their face? In both cases, it often has absolutely nothing to do with external factors, but rather how people internalize what they perceive. 
 
A perfect case in point is the story about a gentleman who just moved to a small town where he had recently accepted a job. Pulling into a gas station, he casually asked the attendant, “I’ve never lived in this part of the country - what are the people like here?” 
 
The attendant in return asked, “What are the people like where you came from?” To which the man replied, “Not very friendly. They can be quite rude.” The dismayed attendant commented, “I’m afraid that you’ll find the folks around here to be the same.” 
 
While this little conversation was going on, another car pulled up and the driver called out, “I’m moving to this area soon for a new job. Is it nice here?” The attendant turned to the driver and again asked, “Is it nice where you come from?” 
 
“Well, yeah, it’s great there. The people are nice, and I hated to leave,” the gentleman explained. To which the attendant answered, “Well, you’ll find the same to be true here!” 
 
What the attendant knew - that the first driver didn’t - is that we all see things as we expect to see them. Act positively and expect positive reactions. Act negatively, and . . . well, you get the picture. 
 
If you’re feeling disappointed or unsatisfied, it may not be the result of external forces. It may be time to take a look at your own role in the dynamics of your life. Even if your vision is fine, you might need to correct your lenses!

View some of Phyllis Wolborsky and The Wolborsky Groups Listings and let us know if we might schedule a showing.

httyllisdiditagain.com/Properties

 If you are in the market to buy or sale real estate please visit my website at www.PhyllisDidItAgain.com or www.AllenTate.com/PhyllisWolborsky to view all of my featured listing and the listings offered by our MLS service. Call Phyllis Wolborsky at 919-876-2372, Visit Brian Wolborsky at www.Raleighhomeguide.com, or call 919-427-9508, call Mitchell Wolborsky at 919-270-1049, Kevin Wolborsky at 919-608-2000. Also Randy Scherr at 919-272-0191.

Have a great day and it would be our pleasure to assist you.

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Raleigh's New Pedestrian Plan-Phyllis Wolborsky & The Wolborsky Group,Raleigh, NC & the Surrounding Triangle Area

by Shared From The City of Raleigh At Your Service Br

Raleigh's New Pedestrian Plan

Raleigh has a new Comprehensive Pedestrian Plan that provides strategies for enhancing the Capital City's transportation system by promoting walkability.

The plan assesses existing facilities, policies, plans and programs that affect pedestrian mobility; and provides recommendations for improvements. It also includes templates for pedestrian infrastructure improvements, examples of tools and techniques for improving walkability, and a prioritized list of proposed sidewalk projects throughout Raleigh.

The Pedestrian Plan builds on the City's 1992 Americans with Disabilities Act Transition Plan, 1993 Sidewalk Priority Funding Program, the 2030 Comprehensive Plan and Bicycle Transportation Plan. The plan reflects current practices and incorporates new pedestrian-friendly standards and programs.

A review of existing conditions and pedestrian experiences established the following four key priorities:

Installing sidewalks where they are lacking, maintaining sidewalks, making it easier and safer for pedestrians to cross the street, and educating motorists and pedestrians on applicable responsibilities and ordinances pertaining to safety and sharing the road.

The Comprehensive Pedestrian Plan can be viewed by visiting the City of Raleigh's website at http://www.raleighnc.gov and search for "Comprehensive Pedestrian Plan." 

For more information, contact the City of Raleigh Office of Transportation Planning at 919-996-2155. 

"Let's Talk"-Phyllis Wolborsky & The Wolborsky Group-Raleigh, NC & The Surrounding Triangle Area

by Phyllis Wolborsky & The Wolborsky Group

LET'S TALK

REAL ESTATE!

PHYLLIS WOLBORSKY & THE WOLBORSKY GROUP ARE LOOKING FOR A FEW "GOOD" AGENTS.

Phyllis Wolborsky & The Wolborsky Group's expertise & knowledge of the market, excellent service and a timeless reputation since 1969 will go a long way in furthering your career in Real Estate.  Let's Talk!

Recognized locally and nationally for many years! Choose the Best in Real Estate and you will be making a wise Choice!

Lets Talk! Call Me!

919-876-2372 or phyllis.wolborsky@allentate.com

Have a great day!

I certainly hope everyone is having a great day. It would be our pleasure to assist you with all of your Real Estate needs. If you are in the market for a new home or would like to speak to us about listing your home. Just give us a call.

View some of Phyllis Wolborsky and The Wolborsky Groups Listings and let us know if we might schedule a showing.

httyllisdiditagain.com/Properties

 If you are in the market to buy or sale real estate please visit my website at www.PhyllisDidItAgain.com or www.AllenTate.com/PhyllisWolborsky to view all of my featured listing and the listings offered by our MLS service. Call Phyllis Wolborsky at 919-876-2372, Visit Brian Wolborsky at www.Raleighhomeguide.com, or call 919-427-9508, call Mitchell Wolborsky at 919-270-1049, Kevin Wolborsky at 919-608-2000. Also Randy Scherr at 919-272-0191.

Have a great day and it would be our pleasure to assist you.

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View some of Phyllis Wolborsky and The Wolborsky Groups Listings and let us know if we might schedule a showing.

http://www.phyllisdiditagain.com/Properties

 If you are in the market to buy or sell real estate please visit my website at www.PhyllisDidItAgain.com or www.AllenTate.com/PhyllisWolborsky to view all of my featured listing and the listings offered by our MLS service. Call Phyllis Wolborsky at 919-876-2372, Visit Brian Wolborsky at www.Raleighhomeguide.com, or call 919-427-9508, call Mitchell Wolborsky at 919-270-1049, Kevin Wolborsky at 919-608-2000. Also Randy Scherr at 919-272-0191.

Have a great day and it would be our pleasure to assist you.

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Displaying blog entries 1-10 of 441

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Phyllis Wolborsky & The Wolborsky Group
Allen Tate Realtors®
9212 Falls of Neuse Road, Suite 111
Raleigh NC 27615
Office: 919-876-2372
Fax: 866-861-2213