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Disclosure Laws >Avoiding Delays During Escrow

Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.

Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.

There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.

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Phyllis Wolborsky, REALTORŽ, real estate agent and broker for Raleigh, Cary and Wake Forest North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Phyllis Wolborsky
Allen Tate Realtors Ž
9212 Falls of Neuse Road
Raleigh, NC 27615
Office: 919-876-2372
Direct: 919-645-4550
Fax: 919-866-4601
Email: phylliswolborsky@NUMBER1EXPERT.com
Service is my FOCUS. I have a proven track record that few agents can match. A TOP PRODUCER locally, nationally, and internationally for over 35 years. I offer unparalled service and I am a complete real estate resource for buyers, sellers, and anyone relocating to the Raleigh, Cary, Wake Forest and surrounding Trinagle area....IN ALL PRICE RANGES.

I am proud to say that I have many repeat clients/customers. My longevity and reputation is respected and acknowledged by my peers and clients. Buyers, sellers, and relocating clients seek me out to be their Realtor in order to ensure a positive comfort level of service and expertise when making their real estate decisions.

It would be my pleasure for YOU to put my real estate expertise, knowledge of the market and financial strength to work for you TODAY. I will be your trusted advisor for all your real estate needs from start to finish and after the transaction is complete. Call me TODAY for SERVICE that is TIMELESS.

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